:root {
  --red: #c8102e;
  --text: #111827;
  --muted: #374151;
  --subtle: #6b7280;
  --bg: #ffffff;
  --card: #ffffff;
  --border: #e5e7eb;
  --shadow: 0 8px 24px rgba(17, 24, 39, 0.08);
  --radius: 16px;
  --max: 1100px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: system-ui, -apple-system, Segoe UI, Roboto, Inter, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.55;
}

a { color: var(--red); text-decoration: none; }
a:hover { text-decoration: underline; }

.skip-link {
  position: absolute;
  left: -999px;
  top: 8px;
  background: #fff;
  border: 1px solid var(--border);
  padding: 8px 12px;
  border-radius: 10px;
  z-index: 9999;
}
.skip-link:focus { left: 12px; }

header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: #fff;
  border-bottom: 1px solid var(--border);
}

.topbar {
  height: 6px;
  background: var(--red);
}

.navwrap {
  max-width: var(--max);
  margin: 0 auto;
  padding: 14px 18px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 800;
  letter-spacing: -0.02em;
}
.brand .logo {
  width: 28px;
  height: 28px;
  border-radius: 8px;
  background: var(--red);
  box-shadow: 0 6px 18px rgba(200,16,46,.22);
}
.brand span { color: var(--text); }
.brand small {
  display: block;
  font-weight: 600;
  color: var(--subtle);
  font-size: 12px;
  margin-top: -2px;
}

nav {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
  justify-content: flex-end;
}
nav a {
  color: var(--muted);
  font-weight: 600;
  font-size: 14px;
  padding: 8px 10px;
  border-radius: 10px;
}
nav a.active {
  color: var(--text);
  background: rgba(200, 16, 46, 0.08);
}
nav a:hover {
  text-decoration: none;
  background: rgba(17, 24, 39, 0.05);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 10px 14px;
  border-radius: 12px;
  font-weight: 800;
  border: 1px solid var(--border);
  background: #fff;
  color: var(--text);
}
.btn.primary {
  background: var(--red);
  border-color: var(--red);
  color: #fff;
}
.btn:hover { text-decoration: none; transform: translateY(-1px); }
.btn:active { transform: translateY(0px); }

main {
  max-width: var(--max);
  margin: 0 auto;
  padding: 28px 18px 56px;
}

.hero {
  padding: 26px 0 14px;
  display: grid;
  grid-template-columns: 1.35fr 0.65fr;
  gap: 22px;
  align-items: start;
}
@media (max-width: 900px) {
  .hero { grid-template-columns: 1fr; }
}

.h-title {
  font-size: clamp(28px, 3.4vw, 44px);
  line-height: 1.1;
  letter-spacing: -0.03em;
  margin: 0 0 10px;
}
.h-sub {
  margin: 0 0 18px;
  color: var(--muted);
  font-size: 16px;
  max-width: 68ch;
}
.kpi {
  display: grid;
  gap: 12px;
}
.card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}
.card.pad { padding: 16px; }
.card .label {
  color: var(--subtle);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: .02em;
  text-transform: uppercase;
}
.card .value {
  font-weight: 900;
  font-size: 18px;
  margin-top: 6px;
}
.card .hint {
  color: var(--muted);
  font-size: 13px;
  margin-top: 6px;
}

.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}
@media (max-width: 900px) {
  .grid { grid-template-columns: 1fr; }
}

.tile {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 16px;
  background: #fff;
}
.tile h3 {
  margin: 0 0 6px;
  letter-spacing: -0.02em;
}
.tile p { margin: 0; color: var(--muted); font-size: 14px; }
.tile a { font-weight: 800; }

.section {
  margin-top: 22px;
}
.section h2 {
  margin: 0 0 10px;
  font-size: 22px;
  letter-spacing: -0.02em;
}
.section p { margin: 0 0 10px; color: var(--muted); }

.breadcrumbs {
  font-size: 13px;
  color: var(--subtle);
  margin: 10px 0 0;
}
.breadcrumbs a { color: var(--subtle); font-weight: 700; }
.breadcrumbs a:hover { color: var(--red); }

.meta {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 10px;
  color: var(--subtle);
  font-size: 13px;
}
.badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 10px;
  border-radius: 999px;
  border: 1px solid var(--border);
  background: #fff;
  font-weight: 800;
}
.badge .dot {
  width: 8px;
  height: 8px;
  border-radius: 999px;
  background: var(--red);
}

hr {
  border: none;
  border-top: 1px solid var(--border);
  margin: 22px 0;
}

.table {
  width: 100%;
  border-collapse: collapse;
  overflow: hidden;
  border-radius: 14px;
  border: 1px solid var(--border);
}
.table th, .table td {
  text-align: left;
  padding: 12px 12px;
  border-bottom: 1px solid var(--border);
  vertical-align: top;
}
.table th {
  background: #fafafa;
  font-size: 13px;
  color: var(--muted);
  letter-spacing: .02em;
  text-transform: uppercase;
}
.table tr:last-child td { border-bottom: none; }

.callout {
  border: 1px solid rgba(200,16,46,.28);
  background: rgba(200,16,46,.06);
  border-radius: var(--radius);
  padding: 14px 16px;
}
.callout strong { display: block; margin-bottom: 4px; }
.callout p { margin: 0; color: var(--muted); }

.accordion {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
}
.accordion button {
  width: 100%;
  text-align: left;
  padding: 14px 16px;
  background: #fff;
  border: none;
  border-bottom: 1px solid var(--border);
  font-weight: 900;
  color: var(--text);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  gap: 12px;
}
.accordion button:hover { background: #fafafa; }
.accordion button .chev {
  width: 22px;
  height: 22px;
  border-radius: 8px;
  border: 1px solid var(--border);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--muted);
}
.accordion .panel {
  display: none;
  padding: 0 16px 14px;
  color: var(--muted);
}
.accordion .panel.open { display: block; }
.accordion .item:last-child button { border-bottom: none; }

.footer {
  border-top: 1px solid var(--border);
  padding: 28px 18px;
  color: var(--subtle);
  font-size: 13px;
}
.footer .inner {
  max-width: var(--max);
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: center;
  justify-content: space-between;
}
.footer a { color: var(--subtle); font-weight: 800; }
.footer a:hover { color: var(--red); }

small.disclaimer {
  color: var(--subtle);
  display: block;
  margin-top: 12px;
  max-width: 85ch;
}